Whether you've been shopping around for auto insurance quotes in Alaska, or if the long winter has just asked you if you can get a better rate with a new provider, there are a few things that every Alaskan should know about car insurance before signing on paper. To learn more about the best car insurance companies in the state of Alaska and their rates, we take a look at some of the leading players in their respective markets. The following table shows the top 10 insurance providers in Alaska in terms of average rates over the past three years, as shown by the number of offers available from the Alaska Department of Insurance (ALI). The table below shows the "best" car insurers in Anchorage based on their average annual premiums for 2015.
For the average pricing, we used a 30-year profile (male and female) based on their average annual premiums over the past three years. Check out Anchorage, AK, for a full list of the top 10 car insurance policies in Alaska and use "AK" for your gender.
While comparing car insurance quotes is always one of the primary ways to save on your insurance coverage, you can also see if you qualify for a mature driver discount or can trim your rate by a defensive driving course. Shopping around for cheap car insurance deals from multiple insurers is the best way to find the lowest tariff for you. This is an important comparison because you can't be good with every company or age group.
Alaska car insurance rates vary based on factors such as your driving ability, age, insurance coverage and other factors. Before you compare Alaska auto insurance quotes, make sure you contact your auto insurance provider to be sure you have the right amount of insurance coverage for your vehicle. Finally, there are a number of factors, such as age and place of residence as well as the type of car you drive, that can affect your deals.
The Alaska Service Agency is here for you when you start your search for car insurance by searching for the lowest rates and new plans. Whether you need insurance in Alaska, Georgia, Nebraska or Nevada, our agents at Alaska Pacific Insurance Agency will help you find the best insurance for your business.
We'll also look at how Alaska car insurance rates stack up and what you can expect to pay based on who you are and where you live. Learn more about the state's minimum requirements and other requirements in our comprehensive guide to Alaska auto insurance. Use this map to find the best rates for you and your insurance provider and get more information about insurance requirements in Alaska, by state. We are happy to help our countrymen find affordable car insurance so that they can legally drive for less money1.
Car insurance is the most important form of financial responsibility in Alaska, but there are other ways to stay in line with the law. A licensed driver must present proof of insurance and a minimum level of motor insurance while driving a vehicle, otherwise he may be under the influence of alcohol, drugs, tobacco, alcohol and / or illegal drugs. Alaska Auto Insurance must include third party liability insurance to cover other property damage and injury if you cause an accident. Finally, it should be remembered that the liability insurance discussed here does not apply to accidents, accidents involving other drivers or accidents in other states such as New York or California.
If you're in Anchorage or Juneau, it's a good idea to look around for car insurance. Consider your location and you really have found the cheapest car insurance in Alaska.
Apart from other factors, such as anchor hire, AK DUI can increase car insurance by 40 to 50 percent, for example. Car insurance rates in Anchorage are influenced by a number of factors, including the state of Alaska's DUI laws and insurance costs. If you are involved in a luxury car accident and your car is attacked by moose, the limits on car insurance set by the states of Anchorage may not be sufficient to cover the cost of the damage.
Don't forget to be mad about your car insurance, too, even though Kiplinger has named Anchorage as the most tax-friendly city in the US. State Farm has a high market share in Alaska, with the second highest rates of any major insurance company in Anchorage, and ranks third on the list of the 10 most expensive insurance companies in America.
If you're looking for the cheapest car insurance in Anchorage, the USAA's average annual premium is the lowest at $467. Umialik is the cheapest auto insurance company in Alaska, with annual rates of about $467, according to Kiplinger's analysis of the state's ten largest insurance companies. US AA products come in a variety of forms, including auto, home, auto insurance and auto repair.